Help to Buy Midlands

Help to Buy is a government scheme providing a range of home ownership options designed to make it more affordable for you to buy a home.

Help to Buy

There are a number of schemes to help first time buyers to get onto the property ladder, and these are all managed by Help to Buy Midlands

Help to Buy is available to first-time buyers as well as current home-owners who want to move. Options include:

  • Equity Loan allows buyers to purchase a new build home with a 5% deposit and a 75% mortgage. The remaining 20% is covered by an equity loan from the government, which is interest free for the first five years.
  • Shared Ownership is aimed at people who can't afford to buy a property on the open market and is when individuals buy a share in a home and pay a subsidised rent on the share that they do not own to a registered provider, usually a housing association.
  • Other Help to Buy products - see

Full details are available on their website at or buy calling 0345 850 2050.